:root{--navy: #1e3564;--navy-dark: #172a50;--navy-deep: #111f3d;--navy-soft: #edf0f6;--green: #3f8e3b;--green-btn: #377f34;--green-text: #2f6e2c;--green-soft: #e9f4e8;--primary: var(--navy);--primary-dark: var(--navy-dark);--primary-soft: var(--navy-soft);--red: #d32f2f;--ink: #1f2937;--body: #475569;--muted: #64748b;--line: #e2e8f0;--soft: #f6f8fb;--white: #fff;--radius: 12px;--shadow-sm: 0 1px 2px rgba(15, 23, 42, .06);--shadow: 0 4px 16px rgba(15, 23, 42, .07);--shadow-lg: 0 14px 36px rgba(15, 23, 42, .12);--ease: cubic-bezier(.2, .7, .2, 1);--gutter: clamp(16px, 3vw, 48px);--header-h: 76px;--font-head: "Poppins", system-ui, -apple-system, "Segoe UI", sans-serif;--font-body: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 24px)}body{margin:0;font-family:var(--font-body);font-size:1rem;color:var(--body);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}h1,h2,h3,h4{margin:0;line-height:1.25;color:var(--navy);font-family:var(--font-head);font-weight:600}p{margin:0 0 1rem}:focus-visible{outline:3px solid #f59e0b;outline-offset:2px}.container{width:min(1760px,100% - 2 * var(--gutter));margin-inline:auto}.section{padding:clamp(56px,6vw,88px) 0}.section.soft{background:var(--soft)}.sec-head{position:relative;display:flex;align-items:flex-end;justify-content:space-between;gap:24px;padding-bottom:20px;margin-bottom:40px;border-bottom:1px solid var(--line)}.sec-head:after{content:"";position:absolute;left:0;bottom:-1px;width:64px;height:3px;border-radius:3px;background:var(--green)}.sec-head h2{font-size:clamp(1.5rem,2.4vw,2rem)}.sec-head p{max-width:720px;margin:8px 0 0;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:.75rem 1.5rem;border-radius:8px;border:1.5px solid transparent;font-family:var(--font-head);font-weight:500;font-size:.92rem;line-height:1.4;transition:background .2s,color .2s,border-color .2s}.btn i{font-style:normal;transition:transform .2s var(--ease)}.btn:hover i{transform:translate(3px)}.btn-sm{padding:.55rem 1.1rem;font-size:.86rem}.btn-primary{background:var(--green-btn);color:var(--white)}.btn-primary:hover{background:var(--green-text)}.btn-primary:disabled{opacity:.7;cursor:wait}.btn-outline{border-color:#c3cbdb;color:var(--navy);background:var(--white)}.btn-outline:hover{border-color:var(--navy);background:var(--navy-soft)}.btn-light{background:var(--white);color:var(--navy)}.btn-light:hover{background:var(--green-soft);color:var(--green-text)}.util-bar{background:var(--navy-deep);color:#c8d4ea;font-size:.82rem}.util-inner{display:flex;justify-content:space-between;align-items:center;min-height:36px;gap:16px}.util-contact{display:flex;gap:24px}.util-contact a{display:inline-flex;align-items:center;gap:6px}.util-contact a:hover{color:var(--white)}.util-contact svg{width:14px;height:14px}.font-size{display:flex;align-items:center;gap:2px}.font-size button{background:none;border:0;padding:2px 7px;border-radius:4px;color:#c8d4ea;font-weight:600;font-size:.8rem}.font-size button:hover{color:var(--white)}.font-size button.on{background:#ffffff24;color:var(--white)}.site-header{position:sticky;top:0;z-index:50;background:var(--white);border-bottom:1px solid var(--line);transition:box-shadow .25s}.site-header.scrolled{box-shadow:0 6px 20px #0f172a14}.nav{display:flex;align-items:center;justify-content:space-between;height:var(--header-h)}.brand img{height:48px;width:auto}.nav-links{display:flex;align-items:center;gap:clamp(16px,2.2vw,36px)}.nav-links>a:not(.btn),.has-drop>a{position:relative;display:inline-flex;align-items:center;gap:4px;padding:26px 0;color:var(--ink);font-weight:500;font-size:.95rem}.nav-links>a:not(.btn):after,.has-drop>a:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px;border-radius:3px 3px 0 0;background:var(--green);transform:scaleX(0);transition:transform .25s var(--ease)}.nav-links>a:not(.btn):hover,.has-drop>a:hover{color:var(--navy)}.nav-links a.active{color:var(--green-text)}.nav-links a:hover:after,.nav-links a.active:after{transform:scaleX(1)}.caret{font-size:.65rem;color:var(--muted)}.has-drop{position:relative}.dropdown{position:absolute;top:100%;left:50%;width:600px;display:grid;grid-template-columns:1fr 1fr;gap:4px;padding:12px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translate(-50%,8px);transition:.2s var(--ease)}.has-drop:hover .dropdown,.has-drop:focus-within .dropdown{opacity:1;visibility:visible;transform:translate(-50%)}.dropdown a{display:flex;align-items:center;gap:12px;padding:10px;border-radius:8px}.dropdown a:hover,.dropdown a.active{background:var(--soft)}.dropdown img{flex:none;width:36px;height:36px;object-fit:contain}.dropdown strong{display:block;color:var(--ink);font-size:.9rem;font-weight:600}.dropdown small{display:block;color:var(--muted);font-size:.78rem;line-height:1.4}.dropdown a:hover strong,.dropdown a.active strong{color:var(--green-text)}.menu-toggle{display:none;background:none;border:0;padding:8px}.menu-toggle span{display:block;width:24px;height:2px;margin:5px 0;background:var(--navy)}.hero{position:relative;min-height:clamp(520px,44vw,680px);display:flex;flex-direction:column;justify-content:center;overflow:hidden;background:var(--navy-deep);color:var(--white)}.hero-slides,.hero-slides img{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%}.hero-slides img{object-fit:cover;opacity:0;transform:scale(1.08);transition:opacity 1.2s ease,transform 7s linear}.hero-slides img.on{opacity:1;transform:scale(1)}.hero-slides img.banner{object-position:right center}.hero:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;background:linear-gradient(90deg,#111f3deb,#111f3db8 38%,#111f3d2e 72%,#111f3d0d),linear-gradient(0deg,rgba(17,31,61,.55) 0%,transparent 30%)}.hero-content{position:relative;z-index:2;padding:72px 0 96px}.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;margin-bottom:16px;font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#a9dba5}.hero-eyebrow:before{content:"";width:28px;height:2px;background:var(--green)}.hero h1{max-width:640px;color:var(--white);font-size:clamp(2.2rem,4vw,3.6rem);line-height:1.12}.hero-content p{max-width:540px;margin:20px 0 32px;font-size:1.1rem;color:#dbe3f0}.hero-cta{display:flex;flex-wrap:wrap;gap:12px}.btn-ghost{border-color:#fff9;color:var(--white)}.btn-ghost:hover{background:var(--white);color:var(--navy);border-color:var(--white)}.hero-foot{position:absolute;z-index:2;left:0;right:0;bottom:24px;display:flex;align-items:center;justify-content:space-between;gap:16px}.hero-dots{display:flex;gap:8px}.hero-dots button{width:28px;height:4px;padding:0;border:0;border-radius:4px;background:#fff6;transition:background .3s,width .3s}.hero-dots button.on{width:44px;background:var(--green)}.hero-dots button:hover{background:#ffffffbf}.hero-label{display:inline-flex;align-items:center;gap:12px;padding:8px 14px 8px 8px;border-radius:10px;background:#fffffff0;color:var(--navy);box-shadow:var(--shadow-lg);animation:flow-caption .5s var(--ease)}.hero-label img{width:40px;height:40px;object-fit:contain}.hero-label small{display:block;font-size:.68rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}.hero-label span{font-family:var(--font-head);font-weight:600;font-size:.92rem;line-height:1.3}.hero-label i{font-style:normal;color:var(--green-text);transition:transform .2s var(--ease)}.hero-label:hover i{transform:translate(3px)}.stats-band{background:linear-gradient(90deg,var(--navy-deep),var(--navy));padding:36px 0;border-bottom:3px solid var(--green)}.stats{display:grid;grid-template-columns:repeat(4,1fr)}.stat{display:flex;flex-direction:column;align-items:center;text-align:center;padding:8px 16px;color:var(--white)}.stat+.stat{border-left:1px solid rgba(255,255,255,.18)}.stat strong{font-family:var(--font-head);font-size:clamp(1.9rem,3vw,2.5rem);font-weight:600;line-height:1.1}.stat span{margin-top:6px;font-size:.85rem;color:#c8d4ea}.biz-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.biz-card{display:flex;flex-direction:column;overflow:hidden;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s}a.biz-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:#cfd6e3}.biz-photo{aspect-ratio:16 / 10;overflow:hidden;background:var(--soft)}.biz-photo img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}a.biz-card:hover .biz-photo img{transform:scale(1.04)}.biz-body{position:relative;flex:1;display:flex;flex-direction:column;padding:40px 22px 22px}.biz-icon{position:absolute;top:-28px;left:22px;display:grid;place-items:center;width:56px;height:56px;padding:8px;background:var(--white);border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.biz-icon img{max-width:100%;max-height:100%;object-fit:contain}.biz-body h3{font-size:1.08rem;margin-bottom:6px}.biz-body p{flex:1;margin-bottom:16px;font-size:.9rem;color:var(--muted);display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.biz-link{font-size:.88rem;font-weight:600;color:var(--green-text)}.biz-link i{font-style:normal;display:inline-block;transition:transform .2s var(--ease)}a.biz-card:hover .biz-link i{transform:translate(4px)}.biz-cta{justify-content:center;align-items:flex-start;padding:32px 28px;border:0;color:#d7deeb;background:linear-gradient(150deg,var(--navy),var(--navy-deep))}.biz-cta h3{color:var(--white);font-size:1.3rem;margin-bottom:10px}.biz-cta p{font-size:.92rem;margin-bottom:22px}.biz-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;list-style:none;margin:0;padding:0}.biz-strip a{display:flex;align-items:center;gap:14px;height:100%;padding:16px 18px;border:1px solid var(--line);border-radius:var(--radius);background:var(--white);transition:.2s}.biz-strip a:hover{border-color:#c3cbdb;box-shadow:var(--shadow)}.biz-strip img{flex:none;width:44px;height:44px;object-fit:contain}.biz-strip span{flex:1;min-width:0}.biz-strip strong{display:block;color:var(--ink);font-size:.95rem;font-weight:600}.biz-strip small{display:block;color:var(--muted);font-size:.82rem}.biz-strip i{font-style:normal;color:var(--green-text);transition:transform .2s var(--ease)}.biz-strip a:hover i{transform:translate(4px)}.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,72px);align-items:center}.split-media{margin:0;border-radius:14px;overflow:hidden;box-shadow:var(--shadow-lg)}.split-media img{width:100%;aspect-ratio:4 / 3;object-fit:cover}.split-kicker{font-family:var(--font-head);font-weight:600;color:var(--navy);font-size:1.05rem}.split-title{font-size:clamp(1.5rem,2.4vw,2rem);margin-bottom:14px}.split-copy .btn{margin-top:8px}.mv{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:24px 0 20px}.mv div{padding:16px 18px;border-left:3px solid var(--green);background:var(--soft);border-radius:0 10px 10px 0}.mv dt{font-family:var(--font-head);font-weight:600;color:var(--navy);font-size:.9rem;margin-bottom:4px}.mv dd{margin:0;font-size:.9rem;color:var(--muted)}.biz-logo{display:grid;place-items:center;width:64px;height:64px;margin-bottom:18px;padding:10px;border:1px solid var(--line);border-radius:12px;background:var(--white);box-shadow:var(--shadow-sm)}.biz-logo img{max-width:100%;max-height:100%;object-fit:contain}.offer-title{margin:22px 0 12px;font-size:.8rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}.check-list{display:grid;grid-template-columns:1fr 1fr;gap:12px 20px;list-style:none;margin:0 0 26px;padding:0}.check-list li{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:500}.check-list svg{flex:none;width:22px;height:22px;padding:4px;border-radius:50%;background:var(--green-soft);color:var(--green);stroke-width:2.4}.actions{display:flex;flex-wrap:wrap;gap:12px}.actions .btn{margin-top:0}.flow-row{--tone: var(--navy);--tone-text: var(--navy);--tone-soft: #e1e6f0;--tone-glow: rgba(30, 53, 100, .28)}.flow-row.green{--tone: var(--green);--tone-text: var(--green-text);--tone-soft: #deeedd;--tone-glow: rgba(63, 142, 59, .3)}.flow-row+.flow-row{margin-top:44px;padding-top:40px;border-top:1px dashed var(--line)}.flow-label{margin-bottom:24px;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--tone-text)}.flow{display:grid;grid-template-columns:repeat(5,1fr);list-style:none;margin:0;padding:0}.flow li{position:relative;display:flex;justify-content:center;padding:0 8px}.flow-step{display:flex;flex-direction:column;align-items:center;gap:14px;padding:0;border:0;background:none;color:inherit;text-align:center}.flow-step:focus-visible{outline-offset:6px;border-radius:8px}.flow-icon{position:relative;display:grid;place-items:center;width:80px;height:80px;border-radius:50%;background:var(--tone);color:var(--white);border:3px solid var(--white);box-shadow:0 0 0 5px var(--tone-soft);transition:transform .45s var(--ease),opacity .45s,box-shadow .45s}.flow-icon svg{width:34px;height:34px}.flow-step:hover .flow-icon{transform:translateY(-3px)}.flow-title{max-width:170px;font-size:.88rem;font-weight:600;color:var(--navy);line-height:1.35;transition:color .3s,opacity .45s}.flow-row.started li:not(.done):not(.active) .flow-icon{opacity:.4;transform:scale(.94)}.flow-row.started li:not(.done):not(.active) .flow-title{opacity:.6}.flow-row.started li:not(.done):not(.active) .flow-step:hover .flow-icon{opacity:.7}.active .flow-icon{transform:scale(1.1);box-shadow:0 0 0 6px var(--tone-soft),0 12px 26px var(--tone-glow)}.active .flow-step:hover .flow-icon{transform:scale(1.1)}.active .flow-title{color:var(--tone-text)}.started .active .flow-icon:after{content:"";position:absolute;top:-10px;right:-10px;bottom:-10px;left:-10px;border-radius:50%;border:2px solid var(--tone);animation:flow-ring 1.8s ease-out infinite}.flow-link{position:absolute;top:39px;left:calc(-50% + 54px);right:calc(50% + 54px);height:2px;background:repeating-linear-gradient(90deg,#b6c0ce 0 6px,transparent 6px 12px);background-size:12px 2px;animation:flow-dash .8s linear infinite}.flow-link:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:var(--tone);transform:scaleX(0);transform-origin:left;transition:transform .4s var(--ease)}.flow-link:after{content:"";position:absolute;right:0;top:-4px;width:9px;height:9px;border-top:2px solid #8d99ab;border-right:2px solid #8d99ab;transform:rotate(45deg);transition:border-color .3s}.flow-link i{position:absolute;top:50%;left:0;width:10px;height:10px;margin:-5px 0 0 -5px;border-radius:50%;background:var(--tone);box-shadow:0 0 0 4px var(--tone-glow);opacity:0}.done .flow-link:before{transform:scaleX(1)}.done .flow-link:after,.active .flow-link:after{border-color:var(--tone)}.started .active .flow-link:before{animation:flow-fill .9s var(--ease) forwards}.started .active .flow-link i{animation:flow-dot .9s var(--ease) forwards}.flow-caption{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 8px;max-width:900px;margin:30px auto 0;padding:14px 20px;border-left:3px solid var(--tone);border-radius:0 10px 10px 0;background:var(--soft);font-size:.95rem;animation:flow-caption .45s var(--ease)}.flow-count{width:100%;font-size:.72rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}.flow-caption strong{color:var(--navy)}.flow-caption a{margin-left:auto;padding-left:12px;font-weight:600;color:var(--tone-text);white-space:nowrap}.flow-caption a i{font-style:normal;display:inline-block;transition:transform .2s var(--ease)}.flow-caption a:hover i{transform:translate(3px)}.js-on .flow li{opacity:0;transform:translateY(14px);transition:opacity .5s var(--ease),transform .5s var(--ease);transition-delay:calc(var(--i) * .16s)}.js-on .flow-row.started li{opacity:1;transform:none}.js-on .flow-link{clip-path:inset(-8px 100% -8px 0);transition:clip-path .5s var(--ease) calc(var(--i) * .16s + 80ms)}.js-on .started .flow-link{clip-path:inset(-8px -6px -8px 0)}.js-on .flow-row:not(.started) .flow-caption{opacity:0}@keyframes flow-dash{to{background-position:12px 0}}@keyframes flow-fill{0%{transform:scaleX(0)}to{transform:scaleX(1)}}@keyframes flow-dot{0%{left:0;opacity:1}85%{opacity:1}to{left:100%;opacity:0}}@keyframes flow-ring{0%{transform:scale(.92);opacity:.8}to{transform:scale(1.3);opacity:0}}@keyframes flow-caption{0%{opacity:0;transform:translateY(6px)}}@keyframes flow-dash-v{to{background-position:0 12px}}@keyframes flow-fill-v{0%{transform:scaleY(0)}to{transform:scaleY(1)}}@keyframes flow-dot-v{0%{top:0;opacity:1}85%{opacity:1}to{top:100%;opacity:0}}.page-banner{padding:clamp(44px,5vw,72px) 0;color:var(--white);background:linear-gradient(90deg,#111f3df2,#1e3564e0 55%,#1e35649e),var(--banner, none) center / cover,var(--navy-deep);border-bottom:3px solid var(--green)}.page-banner h1{color:var(--white);font-size:clamp(1.9rem,3.4vw,2.7rem)}.page-banner p{max-width:640px;margin:10px 0 0;color:#d6e2f5;font-size:1.05rem}.crumbs{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0 0 14px;padding:0;font-size:.85rem;color:#b8c9e6}.crumbs li+li:before{content:"/";margin-right:6px;opacity:.6}.crumbs a:hover,.crumbs [aria-current]{color:var(--white)}.pillar-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;list-style:none;margin:0;padding:0}.pillar{padding:28px 24px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm)}.pillar-icon{display:grid;place-items:center;width:52px;height:52px;margin-bottom:18px;border-radius:12px;background:var(--green-soft);color:var(--green-text)}.pillar-icon svg{width:26px;height:26px}.pillar h3{font-size:1.05rem}.pillar p{margin:8px 0 0;color:var(--muted);font-size:.92rem}.cta-band{padding:clamp(44px,5vw,64px) 0;background:linear-gradient(90deg,var(--navy-deep),var(--navy))}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.cta-inner h2{color:var(--white);font-size:clamp(1.4rem,2.4vw,1.9rem)}.cta-inner p{margin:6px 0 0;color:#c8d4ea}.not-found{text-align:center}.contact-grid{display:grid;grid-template-columns:1fr 1.5fr;gap:28px;align-items:start}.contact-info,.contact-form{background:var(--white);border:1px solid 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